银行功能英文

这个是关于怎样选择银行卡的，包括了一些功能、作用的介绍，参考看看Choosing a new credit card is not just a personal choice. It's a lifestyle choice. There are hundreds of credit cards to choose from and savvy shoppers will want to choose credit cards that suit the way they spend and the things they want to do.Why Do You Need A Credit Card?First of all, consumers need to consider why they need a credit card. For example, some people may be using the credit card to improve their personal cash flow. They could do this by banking your salary, putting all purchases on the credit card and paying it off before the interest is due. Meanwhile, their salary sits in a current or savings account earning interest.Other people may want to use their credit card for occasional luxury purchases, such as going on holiday or having a day out with some friends. Still others may use a credit card to pay for purchases where they want the extra consumer protection many credit cards offer. Paying by credit card gives consumers some comeback if there is a fault with the item purchased. This can be useful if manufacturers don't want to give a refund.Some people may want to use their credit card to have ready access to cash, for example when going on holiday. People who are planning to use their credit cards for cash advances will need to choose a card that has a low rate for this type of transaction.参考：

Nowadays, banks play an important role in our lives, providing many useful with many services for you, such as basic services of depositing, remittance, etc.

常见银行英语词汇 account number 帐目编号 depositor 存户 pay-in slip 存款单 a deposit form 存款单 a banding machine 自动存取机 to deposit 存款 deposit receipt 存款收据 private deposits 私人存款 certificate of deposit 存单 deposit book, passbook 存折 credit card 信用卡 principal 本金 overdraft, overdraw 透支 to counter sign 双签 to endorse 背书 endorser 背书人 to cash 兑现 to honor a cheque 兑付 to dishonor a cheque 拒付 to suspend payment 止付 cheque,check 支票 cheque book 支票本 order cheque 记名支票 bearer cheque 不记名支票 crossed cheque 横线支票 blank cheque 空白支票 rubber cheque 空头支票 cheque stub, counterfoil 票根 cash cheque 现金支票 traveler's cheque 旅行支票 cheque for transfer 转帐支票 outstanding cheque 未付支票 canceled cheque 已付支票 forged cheque 伪支票 Bandar's note 庄票，银票 banker 银行家 president 行长 savings bank 储蓄银行 Chase Bank 大通银行 National City Bank of New York 花旗银行 Hongkong Shanghai Banking Corporation 汇丰银行 Chartered Bank of India, Australia and China 麦加利银行 Banque de I'IndoChine 东方汇理银行 central bank, national bank, banker's bank 中央银行 bank of issue, bank of circulation 发行币银行 commercial bank 商业银行，储蓄信贷银行 member bank, credit bank 储蓄信贷银行 discount bank 贴现银行 exchange bank 汇兑银行 requesting bank 委托开证银行 issuing bank, opening bank 开证银行 advising bank, notifying bank 通知银行 negotiation bank 议付银行 confirming bank 保兑银行 paying bank 付款银行 associate banker of collection 代收银行 consigned banker of collection 委托银行 clearing bank 清算银行 local bank 本地银行 domestic bank 国内银行 overseas bank 国外银行 unincorporated bank 钱庄 branch bank 银行分行 trustee savings bank 信托储蓄银行 trust company 信托公司 financial trust 金融信托公司 unit trust 信托投资公司 trust institution 银行的信托部 credit department 银行的信用部 commercial credit company(discount company) 商业信贷公司（贴现公司） neighborhood savings bank, bank of deposit 街道储蓄所 credit union 合作银行 credit bureau 商业兴信所 self-service bank 无人银行 land bank 土地银行 construction bank 建设银行 industrial and commercial bank 工商银行 bank of communications 交通银行 mutual savings bank 互助储蓄银行 post office savings bank 邮局储蓄银行 mortgage bank, building society 抵押银行 industrial bank 实业银行 home loan bank 家宅贷款银行 reserve bank 准备银行 chartered bank 特许银行 corresponding bank 往来银行 merchant bank, accepting bank 承兑银行 investment bank 投资银行 import and export bank (EXIMBANK) 进出口银行 joint venture bank 合资银行 money shop, native bank 钱庄 credit cooperatives 信用社 clearing house 票据交换所 public accounting 公共会计 business accounting 商业会计 cost accounting 成本会计 depreciation accounting 折旧会计 computerized accounting 电脑化会计 general ledger 总帐 subsidiary ledger 分户帐 cash book 现金出纳帐 cash account 现金帐 journal, day-book 日记帐，流水帐 bad debts 坏帐 investment 投资 surplus 结余 idle capital 游资 economic cycle 经济周期 economic boom 经济繁荣 economic recession 经济衰退 economic depression 经济萧条 economic crisis 经济危机 economic recovery 经济复苏 inflation 通货膨胀 deflation 通货收缩 devaluation 货币贬值 revaluation 货币增值 international balance of payment 国际收支 favourable balance 顺差 adverse balance 逆差 hard currency 硬通货 soft currency 软通货 international monetary system 国际货币制度 the purchasing power of money 货币购买力 money in circulation 货币流通量 note issue 纸币发行量 national budget 国家预算 national gross product 国民生产总值 public bond 公债 stock, share 股票 debenture 债券 treasury bill 国库券 debt chain 债务链 direct exchange 直接（对角）套汇 indirect exchange 间接（三角）套汇 cross rate, arbitrage rate 套汇汇率 foreign currency (exchange) reserve 外汇储备 foreign exchange fluctuation 外汇波动 foreign exchange crisis 外汇危机 discount 贴现 discount rate, bank rate 贴现率 gold reserve 黄金储备 money (financial) market 金融市场 stock exchange 股票交易所 broker 经纪人 commission 佣金 bookkeeping 簿记 bookkeeper 簿记员 an application form 申请单 bank statement 对帐单 letter of credit 信用证 strong room, vault 保险库 equitable tax system 等价税则 specimen signature 签字式样 banking hours, business hours 营业时间

各种银行的英文：various bank

bank 读法  英 [bæŋk]   美 [bæŋk]

1、n.银行;(尤指赌博中的)筹码;赌本;库存;库

2、v.把(钱)存入银行;(在某银行)开账户，存款;(转弯时)倾斜飞行

短语：

1、bank account 银行存款；银行往来帐户

2、people's bank of china 中国人民银行

3、investment bank 投资银行

4、development bank 开发银行

5、construction bank 建设银行

词语用法：

1、bank的基本意思是“银行”,引申可作储存东西的“库”。bank也可指河或湖的“岸”“堤”。bank还可作顶部平坦的、长条形的“堆”解,多指土壤、泥或雪积起来而形成的堆。bank是可数名词,其前可加冠词a或the。在句中主要用作主语或宾语。

2、the Bank特指英格兰银行。bank用作名词时意思是“银行”,转化为动词作“把(钱)存入银行”“堆积”解,可用作及物动词或不及物动词。bank常与on连用,用于比喻作“寄希望于某人或某事”解。

词汇搭配：

1、bank bill 银行汇票

2、bank book 银行存折

3、bank card 银行(信用)卡

4、bank draft 银行汇票

5、bank holiday 银行节日

中国银行名称大全1. 中央银行：1）中国人民银行：People's Bank of China2. 三大政策性银行：1) 国家开发银行: China Development Bank2) 中国进出口银行: EIBC(Export-Import Bank of China)3) 中国农业发展银行: Agricultural Development Bank of China3. 六大国字号：1) 中国工商银行: Industrial and Commercial Bank of China2) 中国农业银行 Agricultural Bank Of China3) 中国银行 Bank of China4) 中国建设银行 CBC (China Construction Bank)5) 交通银行 Bank of Communications6) 中国邮政储蓄银行 PSBC(Postal Saving Bank of China)4. 全国性股份制银行：1) 中信银行 China CITIC Bank2) 中国光大银行 CEB(China Everbright Bank)3) 华夏银行 HXB(Hua Xia Bank)4) 广东发展银行 GDB(Guangdong Development Bank)5) 深圳发展银行 SDB(Shenzhen Development Bank)6) 招商银行 China Merchants Bank7) 上海浦东发展银行 Shanghai Pudong Development Bank8) 兴业银行 Industrial Bank9) 民生银行 CMBC (China Minsheng Banking Corp., LTD. )10) 恒丰银行 EverGrowing Bank11) 等5. 地方性金融机构：1) 宁波银行 Bank of Ningbo2) 青岛银行 Bank of Qingdao3) 北京银行 Bank of Beijing4) 等 (大多从以前的城市信用社改制而来)6. 农村合作金融机构：1） 农村信用社 RCC (Rural Credit Cooperatives)2） 农村合作银行 Rural Cooperative Bank3） 农村商业银行 Rural Commercial Bank7. 外资银行：1） 汇丰银行 HSBC (Hong Kong and Shanhai Banking Corporation )2） 渣打银行 SCB (Standard Chartered Bank )3） 花旗银行 Citibank