Jamietee1997
A, claims principle my company in the treatment of the claim process, has consistently adhered to the principle of contracts, and keeping promises, perform "rapid, timely, accurate and reasonable" claims work horoscope policy. Does not violate the law and insurance clause of the premise, as far as possible to meet customer reasonable requirement, justice to deal with the claim. Second, the claims experience 1, processing high risk project damage case experience high risk project investment amount is high, and technical precision, risk concentration, the loss after the accident cause analysis, determine the responsibility, the choice of the ways of compensation, etc need higher technical level and relatively rich work experience, for many years, my company has pointed to cultivate a group of have more quality of the employees. 2, processing large loss claim experience to flood, fire, typhoon disaster accident often leads to large scale enterprise is impaired, the reasons for the loss of a single but different degree of loss, my company in the treatment of the similar accident, in the determination of standard claims, claims the concentration of personnel and training, emergency claims procedures, prepaid reparations, etc has a complete set of operating procedures. 3, rapidly raise large reparations ability and experience unified legal person, franchising operation mode, make my company can do in a game of chess, the huge loss, can quickly assemble funds for compensation, such as the Yangtze river flood in 1998, our company in a short time, raise 1.5 billion yuan transferred to my local branch. 4, with domestic and international experts, adjuster cooperation experience to ensure the claim reasonable and accurate, and my company earlier started and industrial experts cooperation processing claim, established the company own technical expert network; For the international insurance market, and has set up a file in the domestic business license international adjuster also established good relations of cooperation. Such as: 1, sgs-cstc Standards Technical Services co., Ltd. (SGS - CSTC Standards Technical Services Ltd.); 2, MaiLiLun international claims group (Mclarens Toplis group.) 3, people taian insurance public evaluation company 4, ocean insurance public evaluation company 5, dalian zhengda insurance public evaluation co., LTD. Three, claims procedure 1, to be or get out of danger when disasters or accidents, the insured shall immediately notify my company, go to the police telephone 95518. Go to the police mode can be oral or written. My company JieBaoAn, detailed records policy number, risk, be or get out of danger mark, accident happened time, place and reason, quickly determine whether belong to insurance accident and timely pathogenesis insurant, also requires the insured fill "notice of be or get out of danger," registration file. 2, field survey: my company for your company to provide 24-hour service, after receiving report will quickly went to the scene of the accident to survey, to verify the time, place, after be or get out of danger, reason, degree of loss, and amount, assist the insured rescue. The amount of loss in within 300000 yuan will be selected accident appraisal institution, and send 1-2 expert to work; Such as loss of more than 300000 yuan, according to the international practice, the two sides jointly entrust domestic or designated by the China insurance regulatory commission approved GongGuHang insurance for loss evaluation. 3, check and ratify losses and advance reparations my company according to the clauses of the insurance liability to determine, according to the insurance contract and damaged property damage degree and the loss amount, determine the number of claims, the loss amount once approved by both, in the insured to provide all of the claim documents, in dalian branch HePei authorized (RMB 5 million yuan of the following or equivalent foreign currency), my company will be in 7 working days to pay reparations; If more than dalian company HePei authority, the submitted to the approval of the head office, our company will be in 30 working days to pay reparations. Insurance liability to belong to the large loss, if the amount is difficult to determine, we can according to the assessment of loss amount of 30% to 50%, the first part payment loss, to help your company to resume production in time. Once the final loss amount, our company will be within the time prescribed by the pay the rest of the loss. 不知道对不对 希望可以帮你
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