金牌大素包
没听说过,保险公司不愿意承保西藏地区,搞地域歧视?
只要是在中国开展保险业务的保险公司,其可保范围都是全国。但对于保险公司有地域限制,银保监会要求保险公司可开展业务区域范围为当地省市,即在当地省市有分支机构的保险公司,才能在当地展业销售保险业务,但对于投被保人没有限制,在北京买的保险,在上海出险了,同样可以获得赔付。
鉴于少部分地区或少部分医院联合被保人的恶意骗保记录,对特定地区或特定医院,保险公司将其列入黑名单,该地区出险或该医院就诊将免于赔付。因此,在购买商业保险时,要注意查看其投保规则,购买区域或当地某些医院是否在免责范围。
保险公司开展分支机构,根据当地的人口保险深度和保险密度来考量。大部分保险公司首选北上广深等一线大城市,逐渐地向二三线城市推广规模,部分成立时间长的保险公司,如平安、国寿、泰康等,在二三线城市甚至区县都设立有分支机构或营业部。
目前在大陆开展保险业务的有几百家保险公司,每一家保险公司都可以承保西藏地区。但不是每一家保险公司都能在西藏地区销售保险。
以上。
燕子060207
A. I think the most important financial center construction of basic condition of three.First, to the financial products and financial service requirements. This is the most basic conditions of financial center.Secondly, the financial center in the country except system level in the financial stability, currency stability, must be very free, is a place of business. Financial center should be trading lowest cost, efficiency is the highest and largest trading volume of a transaction center, it is to be a prerequisite for financial center.Third, the financial centre will have good financial system, legal system, property rights system to ensure that the system is transparent, free, fair, not by any company here unfair restrictions and discrimination. Financial centre is based in the intermediary service, on the basis of the intermediary service is the foundation of the credit and credit itself is the guarantee of system.These three conditions is the foundation of financial center, the three conditions to talk about the financial center.Second, shenyang as northeast financial centerIn the four northeastern shenyang and dalian city of Harbin, changchun, who can truly to undertake responsibility of northeast financial center? Compared with the other three cities in shenyang, northeast China's financial centre as the advantage is more outstanding.First, the regional advantagesShenyang is the largest urban centers in northeast China. Located in northeast Asian economic circle of the bohai economic circle, and the center is an important strategic position. In shenyang as the center, the radius of 150 kilometers, within the scope of the focus on basic industry and processing industry of eight cities, abundant resources, structure, strong complementarity of high grade technology in central urban agglomeration in liaoning. In shenyang, northeast China owns the biggest civil aviation airports, railway marshalling yard and the highest level of "a" high net shot five rings. Shenyang in the central part of northeast node, with Japan, Korea, Russia and Mongolia nation of many important cities, in isometric within the unique geographical advantages of world major ports communication is the development of dalian, jinzhou port and yingkou port, shenyang, no more than 400 km, with a unique geographical advantages, as the center of the city of shenyang, northeast of peripheral and even the whole country has strong absorption, radiation and driving force.Second, the financial personnel systemStrong financial personnel system is the necessary conditions for the development of finance, financial center with high-quality financialProfessional talent is the key competitiveness, so each financial center in creating favorable conditionsGood financial professionals. In recent years, the rapid growth of economy and finance center of construction for financialProfessional growth and development to provide a broad space, attracted large quantities of outstanding financial professionals.(1) increase total talent(2) general keep young talents(3) talents education structureThird, the economic strengthIn recent years, especially after the implementation of the strategy of rejuvenating northeast of shenyang, average growth in GDP in more than 15%, local fiscal revenue for successive years of growth, achieve more than 30% in domestic deputy provincial cities, At the same time, shenyang financial support role of economic growth. According to not complete count, 2008, the city has all kinds of financial institutions, 75, financial network more than 1,100 employees, more than 50,000 people. Foreign currency balance in all to 540 billion yuan, loan balances 3300 billion yuan, the banking institutions of the three northeast provinces instrument volume 2/3, the currency amount in the cage. At present, shenyang northeast of China has become an important regional financial center, deposit balance, insurance and insurance density, the depth of the number of financial institutions, financial openness in the main financial indexes in northeast China, the regional financial management center, business center, financial center of finance macro-control constantly strengthened. The three northeast provinces competent people's bank branches in the finance in shenyang. Shenyang is the lujiazui financial and trade in national development zone approved by the state, with financial business for the provincial development zone industrial orientation of financial and commercial zone shenyang is located. Shenyang is China's financial and commercial development zone in Shanghai lujiazui financial and trade area only to financial and commercial properties of provincial development zone for.