再遇见67
曼丽nilei
What Caused The Financial Crisis? I think we can sum up the cause of our current economic crisis in one word — GREED. Over the years, mortgage lenders were happy to lend money to people who couldn’t afford their mortgages. But they did it anyway because there was nothing to lose. These lenders were able to charge higher interest rates and make more money on sub-prime loans. If the borrowers default, they simply seized the house and put it back on the market. On top of that, they were able to pass the risk off to mortgage insurer or package these mortgages as mortgage-backed securities. Easy money! and what went wrong with our financial system? The whole thing was one big scheme. Everything was great when houses were selling like hot cakes and their values go up every month. Lenders made it easier to borrow money, and the higher demand drove up house values. Higher house values means that lenders could lend out even bigger mortgages, and it also gave lenders some protection against foreclosures. All of this translates into more money for the lenders, insurers, and investors. Unfortunately, many borrowers got slammed when their adjustable mortgage finally adjusted. When too many of them couldn’t afford to make their payments, it causes these lenders to suffer from liquidity issue and to sit on more foreclosures than they could sell. Mortgage-backed securities became more risky and worth less causing investment firms like Lehman Brothers to suffer. Moreover, insurers like AIG who insured these bad mortgages also got in trouble. The scheme worked well, but it reverses course and is now coming back to hurt everyone。望采纳!
挑剔的嘴
商务英语的主要课程分两个方向,大约一半是国际经济与贸易的基础知识,另一半是英语基础以及贸易相关的专业英语。由于课程涉及到经济学,在大一大二会有微积分和线性代数的课程,属于公共课。但是对于高中理科专业的同学来说并不困难,文科的同学可能要下点功夫,但是绝不难。经济学的基础课程和数学有点联系,但使用的也不深奥。在大二下学期开始可能涉及到数学的课程就几乎没有了,开始转向贸易实务类的课程。将来就业的机会很多,可以选择区外贸公司,也可以做翻译等职业,要是在大学期间觉得对其他专业有兴趣,也可以修完第二学位在相关的专业领域从事销售或管理类的工作。商务英语是以满足职场需求为目的,内容涵盖商务活动全过程,它以语言为载体,把核心的商务内容放到其中,以职场人员和即将迈入职场的人员为目标,以商务活动中常用英语为重点的一种培训。商务英语的特点主要在于其教学的专业化、口语化和较强的针对性。归根到底,实用性是商务英语最大的特点。 适应岗位:外经贸等企事业单位的商务,管理,翻译,文秘,以及英语培训等工作. 主要课程:计算机应用,电子商务,商务英语,英语写作,英汉翻译,外贸函电,经济学原理,国际金融,世界经贸地理,国际商法,国际贸易实务,进出口业务与报关,国际商务,公关谈判等. 职业技能:具有熟练运用电脑进行业务处理的实操能力熟悉与商务活动相关的 法律法规,了解WTO规则 商务英语是我们理解商务场景下所应用到的英语,事实上它跟我们理解的英语口语、写作有本质上的区别,主要的区别在于一些词汇,基于不同的词汇,主要是名词 ,另外其他的区别还包括不同的句子,基本上为了适应不同的商务场合因此提出不同的词汇和句子,就构成了商务英语一定的特色。本质上跟普通英语没有很大的区别。