网络贷款英语作文

Internet revolution to finance, in general, it can be divided into two parts: the Internet and Internet technology thinking, both similar to the relationship between the world outlook and methodology, assisted each other and penetration. Internet technology deeper perspective of specific interpretation can be divided into: big data, P2P networks and all organizations on both sides of the market. Where big data is one of the most important factors. Financial no similar kind of physical production, warehousing, logistics and other processes,However, the data itself is the production, storage, mining, transport, analysis and integration. So big data for financial purposes, compared to other industries, is undoubtedly much greater influence. Big Data, is thinking of the three pillars of technology and data. Big data refers not only to large-scale data, it is above all change a way of thinking, followed by the processing of these data and applications, data, processing technology and application of a list of the unification process technology, finally, big data provided must be sufficient interworking data itself. Thinking big data will change the traditional thinking financial operations, it will change the first mortgage finance credit culture industry, promote and mainstream credit liquidity possible. In particular, China's financial industry has deep-rooted culture mortgage, the loan process in heavily dependent on the collateral, which is a very important reason for SMEs to get loans and services. Cultural let mortgage loan service provider in mind when considering simple and crude. Consider the core mortgage lenders is to determine the value of goods, to ensure that there is a corresponding value space.

1, the virtual network transactions, leading to the credit status of the credit of the two sides can not be certified, prone to fraud and arrears of default dispute.2, a large number of network platform release of lending information, there are many in the loan company, Finance Companies and other names of foreign loans. And in fact must by approval of the national financial institutions engaged in the credit financing and other financial services, unauthorized engaged in financial activities often because of "illegal fund-raising", "illegal absorb public deposits", disrupt the order of financial management and be held liable.3, if loans through network platform issued, so in network platform of lax discipline, failure or internal control procedures, or being the case may appear fabricating borrower information and the case of illegal fund-raising.

校园网贷不错

写作思路：围绕“online loan”借贷的中心思想，结合自身感受得描述，正文：

Ever since colleges started to charge the students for the education they receive, there has always been a problem for some students, especially for those from remote rural regions, to get the money for it.

自从大学开始对学生接受的教育收费以来，一些学生，尤其是来自偏远农村地区的学生，一直难以获得这笔钱。

So the government offers them an option of borrowing money from banks. Surveys show that the number of students financing his education in this way is increasing.

因此，政府向他们提供了向银行借钱的选择。调查显示，以这种方式资助他教育的学生人数正在增加。

However, some students, although not many, failed to pay back the loans as they had promised in the contract. The banks have a very hard time coping with this problem. And the government can do nothing effective to help the banks.

然而，一些学生，虽然不多，没有按照他们在合同中承诺的那样偿还贷款。银行很难处理这个问题。政府也无法有效帮助银行。

I think there is more than one reason for this. Dishonesty may be one but not the major one. As is known, we are experiencing a particular phase of economic development where the supply of human resources is much bigger than the demand for it.

我觉得这个原因不止一个。不诚实可能是原因之一，但不是主要原因。众所周知，我们正在经历一个经济发展的特殊阶段，在这个阶段，人力资源的供应远远大于需求。

So many students are not able to find a well-paid job. How can they pay the loans back? To solve this problem, I think the government should make efforts to get the whole economy go smoothly, creating more job opportunities.

所以很多学生找不到高薪工作。他们怎么还贷款？要解决这个问题，我认为政府应该努力让整个经济平稳发展，创造更多的就业机会。