债权数额英文

债权的数额是指债权人享有债权的金额，代表债权人享有的权益，债权的数额越大，享有的权益也越大。【法律依据】《民法总则》规定，债是按照合同的约定或者依照法律的规定，在当事人之间产生的特定的权利和义务关系，享有权利的人是债权人，负有义务的人是债务人。债权人有权要求债务人按照合同的约定或者依照法律的规定履行义务。拓展资料：1、这里的“实际债权余额”是指在抵押存续期间债务人已经发生但尚未清偿的债权部分，即在抵押存续期间已经发生的债权减去债权人的债权。债务人已清偿的权利。当然，实际债权余额不仅包括债权，还包括债权产生的利息、违约金、损害赔偿金、实现抵押的费用等。有担保债权数额是指抵押合同应当确定的有担保主债权数额。尤其在当事人未约定担保范围的情况下，抵押人的担保范围往往是根据有担保的主债权的数额确定的。因此，担保主债权的数额应当在抵押合同中约定。2、债权数额与贷款数额的区别：债权数额与贷款数额的区别有四点意义不同。贷款金额是指从金融机构借款的金额。债权数额是当事人之间按照合同或者法律的规定产生的债务数额。好处不同。利息收入可以从贷款金额中获得。债权数额不得产生利润。不同的法律地位。贷款金额仅指贷款金额。债权数额除了货币债务数额外，还包括其他可以统计的债务类型。原因不同。贷款金额产生的原因是金融机构与借款人的关系。债权数额的原因可能是合同、无故管理、不当得利和侵权。3、担保债权的范围有担保债权的范围 根据我国法律的有关规定，抵押担保的范围包括主要债权、违约金、损害赔偿金和实现债权的费用。抵押合同另有约定的，从其约定。主债权 主债权是在主债务合同中约定债权人要求债务人履行一定的支付义务，并确定应付金额的权利。在贷款合同中，主要债权是银行贷款的本金。利息是主要债权的法定果实。它可以是法定利益或约定利益。主债务合同一般不规定利息数额，而只确定利息的计算方法。利息的计算期间为债权发生之日至债权实现之日。分期进行的，按分期计算。

Abstract:

Creditor's rights investment has become an important part of the company's investment form since the promulgation of new "Company Law". With the development of national economy, soaring investment enthusiasm of people and widening investment channels, it is no longer rare to conduct investment in companies in the form of creditor's rights.  However, the creditor's rights investment is more risky than that of other properties, and there are many doubts due to its characteristics. This article intends to discuss the legal feasibility of creditor's rights investment in view of its theoretical and legal basis. In addition, this paper analyzes legal risks of creditor's rights investment in accordance with its featurs, and then finds out legal approaches to solve relevant problems, so as to improve the legal system of creditor's rights investment in China.

Key words: Creditor's rights investment, legal risk, legal approach