定期理财的英文

如果把钱做理财，中途需要用钱，一般是可以取出的，但具体是否可以提取出是要看所购产品，看什么类型的理财，类似活期的理财是可以在中途随意取出的，而一些固定期限的理财，要么不允许中途取出，要么就是中途取出会损失一大部分收益。理财产品分为两种：一种有固定期限，到期才能取出来；一种随存随取，类似余额宝。大多数理财产品都有固定期限，收益也相对较高，如果选择这种，中途需要钱是没法提出来的；另一种宝宝类产品，收益和银行定期差不多，可以随存随取，实际一年下来还没有银行定期的利息高，如果选择这种，中途需要钱是可以提出来的。拓展资料理财是一个汉语词语，拼音是lǐ cái，英文是Financing，指的是对财务（财产和债务）进行管理，以实现财务的保值、增值为目的。理财分为公司理财、机构理财、个人理财和家庭理财等。人类的生存、生活及其它活动离不开物质基础，与理财密切相关。“理财”往往与“投资理财”并用，因为“理财”中有“投资”，“投资”中有“理财”。所谓的理财也不仅仅是把财务往外投，被投资也是一种理财，不懂得被投资也就不懂得怎么更好理财。具体内容理财，顾名思义指的就是管理财务。一般人谈到理财，想到的不是投资，就是赚钱。实际上理财的范围很广，理财是理一生的财，也就是个人一生的现金流量与风险管理。包含以下含义：①理财是理一生的财，不仅仅是解决燃眉之急的金钱问题而已。②理财是现金流量管理，每一个人一出生就需要用钱（现金流出），也需要赚钱来产生现金流入。因此不管是否有钱，每一个人都需要理财。③理财也涵盖了风险管理。因为未来的更多流量具有不确定性，包括人身风险、财产风险与市场风险，都会影响到现金流入（收入中断风险）或现金流出（费用递增风险）。理财途径国内能够为客户提供理财服务的机构主要有银行、证券公司、投资公司。1．银行理财我国商业银行提供的理财产品一般是大额存单、资管产品等，代销的券商或者基金公司发行的基金不属于理财2．证券公司理财证券理财一般包括证券收益凭证、资管产品等3．保险理财保险理财更加倾向长期性，着重解决较长时间后的教育规划和养老规划，同时解决意外、医疗等保障问题。4．投资公司理财投资公司理财一般包括信托基金、黄金投资、玉石、珠宝、钻石、第三方理财等，需要的起步资金较高，适合高端理财人士。5．电子商务理财21世纪除了能在线下的网点理财，还可以利用互联网上的金融搜索引擎搜索理财产品进行风险收益的多方对比之后再投资。

理财指的是对财务进行管理，人们的生活与理财密切相关。那么你知道理财用英语怎么说吗?现在跟我一起学习关于理财的英语知识吧。

financing

manage money matters

企业理财 Enterprise Financing ; enterprise management of money matters ;

理财商数 FQ ; MQ ; Financial Intelligence Quotient

理财业务 Project Ten Investment ; Financial Services ; Wealth management ;

精明理财 smart money ; MoneySense ; Money Compass ; Money

轻松理财 XP ; Easy Money

优先理财 Priority Banking

青年理财 MMBiz ; My Money Business

理财市场 financial markets ; wealth management market ; finance market ;

1. Which bank offers you the service that best suits your financial needs?

哪家银行提供的服务最适合您的理财需求?

2. We'll help you look after your finances.

我们将会帮您理财。

3. He is good at managing money matters.

他很会理财.

4. You should refuse to meet anyone who cold calls with an offer of financial advice.

你应该拒绝和那些贸然打电话提供理财建议的陌生人见面。

5. Many financial planners now recommend against ever fully paying off your home loan.

现在许多理财专家不建议人们把住房贷款全部还清。

6. Some people may manage their finances badly and therefore have to go short of essentials.

有些人可能极不善于理财，因而不得不缺衣少食地将就过活。

7. She's not a very good manager, she always spends more money than she earns.

她不大会理财, 总是入不敷出.

8. You could end up committed to yet another savings scheme and none the wiser about managing your finances.

你可能最终又会把钱投入另一个储蓄计划，在理财方面丝毫没有变得明智些。

9. He got the position on the strength of his skill in finance.

他凭着自己的理财本领得到了这个职位.

10. Everybody in Detroit knew that Chrysler was run by financial men.

在底特律,人人都知道克莱斯勒公司是由善于理财的人经营的.

11. Cowperwood's innate financial ability did not reassure Stener in this hour.

柯帕乌天赋的理财才能在这时候却不能再鼓舞斯坦纳的信心.

12. The great artists of finance like Morgan and Rockefeller weren't deflected.

象摩根和洛克菲勒这样伟大的理财家是不会被引入歧途的.

13. This is prudent finance, not unsound finance.

这是谨慎的理财 方法 , 而不是不健全的理财方法.

14. His wife is a prudent manager of money.

他妻子是一位审慎的理财人.

15. The seven hundred, by his process of handling, had only carried them into June.

由他来理财, 那700块钱只将他们维持到了6月份.

The savings mistakes range from directly buying company stock to not saving for retirement.Here are the worst savings mistakes that you may be making:

存钱的误区有很多，包括直接购买公司股票、放弃存储退休金等。下面列举一些大家可能正在迈入的存钱误区：

1.You don't have a savings account.

1.没有储蓄账户

Just 51 percent of American families have a savings account, according to the Fed's survey. Having a savings account is critical for being able to save over the long term.

根据美联储调查，仅有51%的美国家庭拥有储蓄账户。从长远考虑，拥有储蓄账户对于存钱非常重要。

2.You aren't saving for retirement.

2.放弃储蓄退休金

Only 35 percent of families have an employer retirement plan, 28 percent of them have an individual retirement account (IRA), and 13 percent have both types of accounts, according to the Fed's survey.

根据美联储调查显示，仅有35%的美国家庭可以享受企业养老金计划，28%的家庭拥有私人养老金账户(IRA)，13% 的家庭两种都有。

3.You have bought a few stocks directly from the stock market.

3.直接从股市购进股票

29 percent of families directly hold one stock, and 53 percent of families directly hold 2 to 9 stocks, according to the Fed's survey. People that aren't investing for a living are likely to lose money by buying individual stocks because they are being outsmarted by professional traders, high-frequency traders, and professional investors that have studied companies' fundamentals closely. Diversification, on the other hand, insulates you from individual companies' mistakes and allows you to benefit from the economy's general growth.

根据美联储调查显示，29%的家庭直接持有一支股票，53%的家庭直接持有2到9支股票。为投资获利而购买个股很容易赔钱，因为一般人很难胜过专业人士，这些职业操盘手、高频交易员和职业投资人早已把各个公司的经营状况仔细研究过了。从另一方面来讲，多元化的投资方式会让你免受私人企业失误的牵连，而且会让你享受整体经济增长所带来的好处。

4.You chose your bank because it is close to you, not because of what it has to offer.

4.选择银行只为方便，而不是它为你所带来利益。

46 percent of households said they chose the location of their checking account because of the "location of their offices," according to the Fed's survey. Convenience is good, but it's even better to not have to pay crazy fees.

根据美联储调查显示，46%的家庭表示他们选择存款银行的依据是“公司所在地”。方便固然很好，但是如果还不用缴纳高额的费用岂不是更好。

5.You don't have a checking account.

5.没有活期存款

10 percent of families do not have a checking account, 59 percent of whom are in the bottom income quintile, 51 percent are headed by someone younger than age 45, and 66 percent of whom were minorities, according to the Fed's survey. Having a checking account is important for keeping track of your finances.

根据美联储调查显示，全国10%的家庭没有活期存款，其中的59%都是收入最低五分之一家庭，另外51%为年龄在45岁以下人口，在这群人中，66%为少数裔。拥有活期存款对于保证自己的财政状况非常重要。

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