补充公积金英文

"After be being put first, borrow fixed rate, special fund is special, closed operation" these unique features decided the housing savings products is the important role: 1) inflation at the same time, promote the development of national economy. "After be being put first loan" will be those who was going to be used in the short term deposit form or used in sight of the purpose of consumption centralized fund to long-term housing savings funds, deserve to borrow fund (savings and loan) "earmarking", to limit the housing savings funds can only be used for housing purpose, and will these short-term capital into long-term investment, thus reduce short-term money market to the effect of inflation, and "closed operation" and decided the money to lend for only comes from those in advance for buys a house and the accumulated capital, won't cause issuing state Treasury money. In addition, through the housing saving the accumulated capital uninterrupted into the housing industry in economy, will drive the development of relevant industries and can provide quite a number of jobs, so as to promote the development of national economy. 2) without any increase in the burden of government, under the premise of improve the living conditions of local residents, promote social stability. "Home ownership its house" of the government is one of the goals of the effort. Housing for people savings provide a safe, reliable housing finance tools, through the will of self-capital accumulation and financing methods of the organic combination of way, stimulate individual housing accumulation fund for and the ability to housing investment, it not only can improve the living conditions of residents themselves, also can reduce a state of the housing construction heavy tasks and burden. Therefore, to providing society with economic benefits and social benefits of one body, promote economic and social development in the direction of the benign circulation housing savings products, China is the pride of housing savings bank, also cast set a sino-german housing savings bank are engaged in the noble cause attributes.Housing savings public businessHousing savings pair of public service, i.e. savings groups and business housing, it is to show the enterprise employees purchase sino-german housing for savings bank's housing savings contract, and press a month for employees storage a certain amount of housing fund, arrived after the prescribed conditions, the employee can apply for loan of housing savings, enjoy the rights of housing loan fixed interest rates low.Product advantage: 1 can help enterprise improving and promoting personnel incentive mechanism, improve enterprise talent strategy level. For staff welfare perfect or relative lack of enterprise or business the unit can be passed establish housing welfare savings system effective promotes the enterprise the talent strategy level, through the characteristics of housing welfare mechanism to help enterprise person, the personnel, the worker. Employers for employees' housing savings products plan, causes of employees enjoy cheap loans rights, so as to increase staff for the centripetal force and loyalty.2 and housing accumulation fund, supplement the accumulation fund, compared with the flexibility of the strong housing savings. Enter or exit, the unit can according to its own performance development situation, choose to enter at any time or launched housing savings system; In the capture puts base, the unit can according to internal welfare and personnel incentive policy there is a difference between the deposit amount for the employees of different housing savings, no bank rate and the limited amount; In the capture puts the way, the unit can according to oneself circumstance selective deposit, not regular deposits and one-time deposit three ways; In the extraction of the account balance, the employee can use fund according to need, through to the housing savings contract division, reduce or termination of the operation.3 housing savings for welfare money can bring additional interest. Housing savings loan interest rate constant, save the maximum of the purchase cost, at the same time housing loan as employees of housing savings benefits can be added with accumulation fund loan portfolios effective expand loans that buy a house and save interest on the loan. If combined loans still cannot meet the pent-up demand employees, we can provide for its first commercial mortgages are combined.4 employees demand attention, enterprise reflects the humanistic care, enhance the cohesive affinity of the enterprise or business the unit. Housing is the overwhelming majority of the people the whole life be the biggest of spending, also is the most employees's goal. Enterprise for employees for the ease of housing fund savings purchase pressure, this QingGanShi incentive mechanism will enterprise development and personal goal together, as employees, will devote yourself to enterprise, it also realize the win-win situation of individual and enterprise.