琉璃跃跃
写作思路：围绕“online loan”借贷的中心思想，结合自身感受得描述，正文：
Ever since colleges started to charge the students for the education they receive, there has always been a problem for some students, especially for those from remote rural regions.
to get the money for it.
自从大学开始对学生接受的教育收费以来，一些学生，尤其是来自偏远农村地区的学生，一直难以获得这笔钱。
So the government offers them an option of borrowing money from banks. Surveys show that the number of students financing his education in this way is increasing.
因此，政府向他们提供了向银行借钱的选择。调查显示，以这种方式资助他教育的学生人数正在增加。
However, some students, although not many, failed to pay back the loans as they had promised in the contract.
The banks have a very hard time coping with this problem. And the government can do nothing effective to help the banks.
然而，一些学生，虽然不多，没有按照他们在合同中承诺的那样偿还贷款。银行很难处理这个问题。政府也无法有效帮助银行。
I think there is more than one reason for this. Dishonesty may be one but not the major one.
As is known, we are experiencing a particular phase of economic development where the supply of human resources is much bigger than the demand for it.
我觉得这个原因不止一个。不诚实可能是原因之一，但不是主要原因。众所周知，我们正在经历一个经济发展的特殊阶段，在这个阶段，人力资源的供应远远大于需求。
So many students are not able to find a well-paid job. How can they pay the loans back?
To solve this problem, I think the government should make efforts to get the whole economy go smoothly, creating more job opportunities.
所以很多学生找不到高薪工作。他们怎么还贷款？要解决这个问题，我认为政府应该努力让整个经济平稳发展，创造更多的就业机会。
online loan翻译是：网上贷款。
网上贷款其实并不难理解，一切认证、记账、清算和交割等流程均通过网络完成，借贷双方足不出户即可实现借贷目的，而且一般额度都不高，无抵押，纯属信用借贷。
网上贷款分为b2c模式和c2c（p2p）模式。
哆哆的卷妈妈
A letter of application for a student loan.To whom it may concern,I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job during the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.Yours sincerely,XXX一个助学贷款申请信。它可能关注的人，我给你写信申请学生贷款。作为一个来自英语系一年级的学生，我在继续深造的财政困难。现在特申请1000元的贷款！我的家庭有五个成员。我的父亲是整个家庭的支柱，我的母亲两年前下岗了。我的祖母遭受五年以上的慢性疾病。我的弟弟现在在高中学习。我在暑假里拿了一些兼职工作，但我的收入是远远不够我的学费。为了继续我的学习，我要申请学生贷款。如果我的申请被批准，我会好好利用这笔钱，把我的心研究。我一定会偿还贷款的时间根据还款条款。我希望你能考虑我的申请。期待你的回复。你的真诚，XXX
lilybell714
My view on bank loan Nowadays,it is very popular and comon to have a bank loan for our peaple.someonethink it is good for us to release the pressure on money.However,some one still have the oppoosite view .They think it will make people to depend on bank loan only and do not want to earn money hardly. But for me,I think bank loan is very convenient and important for us when we need money in a short time,such as when we have to go to hospital and have no money. So,my viewpoint is that bank loan is benifit fou people.
开心土豆王
The job category titled “personal selling” really encompasses a wide variety of positions and responsibilities. Many marketing students as well as others in the general public may not appreciate these variations, however, since their image of selling is conditioned by the stereotype portrayed in movies, television shows, and cartoons (Thompson 1972, Swan and Adkins 1980-81). This image, however misunderstood, presents a very narrow view of selling, thwarts the appeal of a selling job as the start of a professional career path in marketing.In fact, existent selling jobs encompass a wide range of duties, behaviors, and challenges. Various taxonomies of sales positions have been proposed to reflect the diversity in this job (McMurray 1961, Monerief 1966, Newtou 1973), while other studies have focused on job characteristics which differ among types of sales jobs (Moore, Eckrich, and Corlson 1986; Wotruba and Simpson 1990) These contributions are static in nature, however, and do not reflect how the selling process is changing or how the focus of selling behavior has evolved to outgrow those old stereotypes. Investigations of changes in behavior as individual salespeople progress through their careers represent a more dynamic analysis (Jolson 1974; Cren 1984) but consider changes in the job’s incumbent only and not changes in the selling job itself.Powers et al.(1987) described the historical origins and early practices of selling prior to 1900, and Power, Kcehler, Martin(1988) continued this overview from 1900 to 1949.These perspectives showed distinct differences in the practice of selling in different time periods, particularly when they corresponded with changes in economic conditions and associated competitive and market variations. Dawson (1970) offered a view of how sales management evolved from the production era to a sales era, a marketing era, and will finally evolve to a human era, noting some changes associated with the typical salesperson at each stage as well. Fullerton (1988) disputed this categorization of eras, however, showing how marketing was an integral part of business success for numerous firms and industries during early periods termed the “production” era. Wotruba (1980) and Jolson (1980) discussed changes in the selling environment and how industrial selling was responding in terms of becoming more professional and managerial in nature. Sohurr (1987) suggested that approaches to effective selling arc evolving from closed and indirect techniques to consultative selling and finally to relational contracting. Cespedes, Doyle, and Freedman (1989) noted and illustrated some major shifts in selling toward the use of selling teams. 输入内容已经达到长度限制还能输入 9999 字插入图片删除图片插入地图删除地图插入视频视频地图
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