贷款客户经理英语

银行的对公客户经理翻译成英语是Public Account Manager。

银行对公客户经理日常工作：拓展新客户、维护原有客户、贷后管理。

银行对公客户经理主要是服务对公客户，例如政府、公司、企业、机关事业单位。大多就是拉客户，吸引对公存款及发放对公贷款。这个工作大多和一些政府或企业负责经济的人员打交道，所以要求交流能力强且随机应变能力强，当然专业知识的掌握也是必须的。

银行对公客户经理所掌握的营销手段和职业技能要多样性、综合性。银行对公客户经理要做好经济、金融、财务、法律、税收、市场营销、公关、心理等多方面的知识储备才能做好客户管理和服务工作。

扩展资料

银行对公客户经理职业发展

由于客户经理手中掌握着丰富的客户资源，并具备较高的业务素质和客户服务能力，所以薪资待遇相当不错。尤其对于银行来说，由于其他金融机构和银行之间的激烈竞争，开发并稳定储户便显得十分重要。从长远来看，客户经理发展前景也非常看好。其一般是由银行信贷员发展而来。

参考资料：百度百科—银行客户经理

I served as both an internal credit officer and a personal loan manager with responsibilities to process internal credit affairs and to appraise personal loan applications.During this period, I took part in the preparation for establishing Heping Subbranch in Beijing. As an internal credit officer, I had a good understanding about the cash position management,loan application materials screen,due diligence report and continuous loan monitoring. As a personal loan manager, I finally had a good command on how to filtrate personal mortgage loan customers, appraise personal loan applications,collect receivables and manage customer information, and such credit-related things. I served as corporate banking manager with responsibilities of loan marketing and corporate loan application appraising. On this post, I participated the customer relationship management,due diligence report,loan agreement negotiation,loan granting,continuous loan monitoring of several important projects which spanned several fields such as coal trade, IT, school, auto sales,properties and materials trade.I had a good master of traditional credit grant,trade finance,intermediary business(L/C,bank acceptance bill，purchase and sales of foreign currencies) and other such corporate banking business. I accumulated many financial marketing skills and increased my awareness of risk management.I was in charge of both administrative affairs and internal credit affairs. During this period I took part in the preparation for establishing Wangjing Subbranch in Beijing. I learned much on human resources management,rear service,security control,documents processing,subbranch finance&taxation and expense account. I helped green hands to understand general credit knowledge and go through corporate loan due diligence report,loan granting and continuous loan monitoring.

各种部门、职位英文翻译:President 总裁Vice-President 副总裁Assistant VP 副总裁助理Executive Marketing Director 市场行政总监 General Manager 总经理Branch Manager 部门经理Product Manager 产品经理Project Manager 项目经理Regional Manager 区域经理Production Manager 生产经理Transportation Manager 运输经理Applications Programmer 应用软件程序员Computer Operator 电脑操作员 Computer Operations Supervisor 电脑操作主管Hardware Engineer 硬件工程师Computer Technician 电脑技术员MIS Manager 管理信息系统部经理Developmental Engineer 开发工程师Operations Analyst 操作分析Director of Information Services 信息服务主管LAN Administrator 局域网管理员Systems Analyst 系统分析Manager of Network Administration 网络管理经理Systems Engineer 系统工程师 Product Support Manager 产品支持经理Systems Programmer 系统程序员VP Sales 销售副总裁VP Marketing 市场副总裁 Senior Account Manager 高级客户经理Telemarketing Director 电话销售总监Sales Administrator 销售主管 Telemarketer 电话销售员Regional Sales Manager 地区销售经理Tele-Interviewer 电话调查员Regional Account Manager 地区客户经理Salesperson 销售员Sales Representative 销售代表Merchandising Manager 采购经理Sales Manager 销售经理Marketing Consultant 市场顾问 Sales Executive 销售执行者Marketing Assistant 市场助理Sales Assistant 销售助理Marketing and Sales Director 市场与销售总监Retail Buyer 零售采购员Market Research Analyst 市场调查分析员Manufacturer’s Representative 厂家代表Purchasing Agent 采购代理Assistant Account Executive 客户管理助理Marketing Manager 市场经理Advertising Manager 广告经理Marketing Intern 市场实习Advertising Coordinator 广告协调员Marketing Director 市场总监Advertising Assistant 广告助理Account Manager 客户经理Account Representative 客户代表Accounting Payable Clerk 应付帐款文员Accounting Assistant 会计助理Accounting Manager 会计经理Accounts Receivable Clerk 应收帐款文员Accounting Clerk 会计文员Certified Public Accountant 注册会计师Senior Accountant 高级会计Chief Financial Officer 首席财务官 Audit Manager 审计经理Collections Officer 收款负责人Actuarial Analyst 保险分析员Auditor 审计师Junior Accountant 初级会计Loan Administrator 贷款管理员Management Accountant 管理会计Billing Clerk 票据文员Billing Supervisor 票据管理员Bookkeeper 档案管理Staff Auditor 审计员Bookkeeping Clerk 档案管理助理Budget Analyst 预算分析Tax Accountant 税务会计Credit Analyst 信用分析Credit Manager 信用管理经理Vice-President of Administration and Finance 财务行政副总裁Financial Analyst 财务分析Vice-President of Finance 财务副总裁Financial Consultant 财务顾问Financial Manager 财务经理Financial Planner 财务计划员VP HR 人力资源副总裁Assistant VP HR 人力资源副总裁助理HR Director 人力资源总监Compensation & Benefit Manager 薪酬福利经理Staffing Manager 招聘经理Training Manager 培训经理Benefits Coordinator 员工福利协调员Employer Relations Representative 员工关系代表Payroller 工资专员 Training Coordinator 培训协调员Training Specialist 培训专员HR Supervisor (Training) 培训主管Vice-President of Administration 行政副总裁Administrative Director 行政总监Office Manager 办公室经理File Clerk 档案管理员Administration Assistant 行政助理Receptionist 接待员General Office Clerk 办公室文员Secretary 秘书 Order Entry Clerk 订单输入文员Operator 接线员Typist 打字员visiting professor 客座教授 计算机/互联网/通讯 Technology/Internet首席技术执行官 CTO/VP Engineering技术总监/经理 Technical Director/Manager信息技术经理 IT Manager信息技术主管 IT Supervisor信息技术专员 IT Specialist项目经理/主管 Project Manager/Supervisor项目执行/协调人员 Project Specialist / Coordinator系统分析员 System Analyst高级软件工程师 Senior Software Engineer软件工程师 Software Engineer系统工程师 System Engineer高级硬件工程师 Senior Hardware Engineer硬件工程师 Hardware Engineer通信技术工程师 Communications EngineerERP技术/应用顾问 ERP Technical/Application Consultant数据库工程师 Database Engineer技术支持经理 Technical Support Manager技术支持工程师 Technical Support Engineer品质经理 QA Manager信息安全工程师 Information Security Engineer软件测试工程师 Software QA Engineer硬件测试工程师 Hardware QA Engineer测试员 Test Engineer网站营运经理/主管 Web Operations Manager/Supervisor网络工程师 Network Engineer系统管理员/网管 System Manager/Webmaster网页设计/制作 Web Designer/Production技术文员/助理 Technical Clerk/Assistant销售 Sales销售总监 Sales Director销售经理 Sales Manager区域销售经理 Regional Sales Manager客户经理 Sales Account Manager渠道/分销经理 Channel/Distribution Manager渠道主管 Channel Supervisor销售主管 Sales Supervisor销售代表 Sales Representative / Executive销售工程师 Sales Engineer医药代表 Pharmaceutical Sales Representative保险代理 Insurance Agent销售助理 Sales Assistant / Trainee商务经理 Business Manager商务专员/助理 Business Executive/Assistant销售行政经理 Sales Admin. Manager销售行政主管 Sales Admin. Supervisor售前/售后技术服务经理 Technical Service Manager售前/售后技术服务主管 Technical Service Supervisor售前/售后技术服务工程师 Technical Service Engineer售后/客户服务（非技术）经理 Customer Service Manager售后/客户服务（非技术）主管 Customer Service Supervisor售后/客户服务（非技术）专员 Customer Service Executive经销商 Distributor市场/公关/广告 Marketing/PR/Advertising市场/广告总监 Marketing/Advertising Director/VP市场/营销经理 Marketing Manager市场/营销主管 Marketing Supervisor市场/营销专员 Marketing Executive/Communication市场助理 Marketing Assistant / Trainee产品/品牌经理 Product/Brand Manager产品/品牌主管 Product/Brand Supervisor市场通路经理 Trade Marketing Manager市场通路主管 Trade Marketing Supervisor促销经理 Promotions Manager促销主管 Promotions Supervisor促销员 Promotions Specialist市场分析/调研人员 Market Analyst/ Research Analyst公关/会务经理 Public Relations Manager公关/会务主管 Public Relations Supervisor公关/会务专员 Public Relations Executive媒介经理 Media Manager媒介人员 Media Specialist企业/业务发展经理 Business Development Manager企业策划人员 Corporate Planning广告策划/设计/文案 Advertising Creative/Design/Copy writer财务/审计/统计/金融 Finance/Accounting/Banking财务总监 CFO/Finance Director/VP财务经理 Finance Manager财务主管/总帐主管 Finance Supervisor会计经理/会计主管 Accounting Manager/Supervisor会计 Accountant / Accounting Trainee出纳员 Cashier财务/会计助理 Finance/Accounting Assistant财务分析经理/主管 Financial Analysis Manager/Supervisor财务分析员 Financial Analyst成本经理/成本主管 Cost Accounting Manager/Supervisor成本管理员 Cost Accounting Specialist审计经理/主管 Audit Manager/Supervisor审计专员/助理 Audit Executive/Assistant税务经理/税务主管 Tax Manager/Supervisor税务专员 Tax Executive证券经纪人 Stock Broker投资顾问 Investment Advisor注册分析师 Certified Investment/Financial Analyst投资/基金项目经理 Investment Manager融资经理/融资主管 Treasury Manager/Supervisor融资专员 Treasury Specialist行长/副行长 President/Vice-President/Branch Manager风险控制 Risk Management进出口/信用证结算 Trading / LC Officer清算人员 Settlement Officer外汇主管 Foreign Exchange Supervisor高级客户经理/客户经理 Senior Relationship Manager客户主管/专员 Relationship?Supervisor/Executive信贷/信用调查/分析人员 Loan/Credit Officer银行柜台出纳 Bank Teller统计员 Statistician生产/营运/工程 Manufacturing/Operations/Engineering工厂经理/厂长 Plant/Factory Manager总工程师/副总工程师 Chief Engineer项目经理/主管 Project Manager/Supervisor项目工程师 Project Engineer营运经理 Operations Manager营运主管 Operations Supervisor生产经理/车间主任 Production Manager/Workshop Supervisor生产计划协调员 Production Planning Executive/Officer生产主管/督导/领班 Production Supervisor/Team Leader技术/工艺设计经理/主管 Technical/Industrial Design Mgr./Spvr.技术/工艺设计工程师 Technical/Industrial Design Engineer实验室负责人/工程师 Lab Manager/Engineer工程/设备经理 Engineering/Facility Manager工程/设备主管 Engineering/Facility Supervisor工程/设备工程师 Engineering/Facility Engineer电气/电子工程师 Electrical/Electronics Engineer机械工程师 Mechanical Engineer机电工程师 Electrical & Mechanical Engineer维修工程师 Maintenance Engineer质量经理 QA Manager质量主管 QA Supervisor质量工程师 QA Engineer质量检验员/测试员 QA Inspector认证工程师 Certification Engineer安全/健康/环境经理/主管 Safety/Health/Environment Manager/Supervisor安全/健康/环境工程师 Safety/Health/Environment Engineer工程绘图员 Project Drafting Specialist机械制图员 Drafting Specialist化验员 Laboratory Technician技工 Technician / Engineer Trainee电工 Electrician服装打样/制版 Clothing/Apparel Sample Production 行政/人事/后勤 Admin./HR/Support Services行政/人事总监 Admin/Human Resources Director人事经理 Human Resources Manager人事主管 Human Resources Supervisor人事专员 Human Resources Specialist人事助理 Human Resources Assistant招聘经理/主管 Recruiting Manager/Supervisor薪资福利经理/主管 Compensation & Benefits Mgr./Supervisor薪资福利专员/助理 Compensation & Benefits Specialist/Assistant培训经理/主管 Training Manager/Supervisor培训专员/助理 Training Specialist/Assistant行政经理/主管/办公室主任 Admin Manager/Supervisor/Office Manager行政专员/助理 Admin Staff/Assistant经理助理/秘书 Executive Assistant/Secretary前台接待/总机 Receptionist后勤 Office Support资料管理员 Information / Data Management Specialist电脑操作员/打字员 Computer Operator/Typist高级管理 Senior Management首席执行官/总经理 CEO/GM/President副总经理 Deputy GM/VP/Management Trainee总监 Director合伙人 Partner总裁/总经理助理 CEO/GM/President Assistant物流/贸易/采购 Logis./Trading/Merchand./Purch.物流经理 Logistics Manager物流主管 Logistics Supervisor物流专员/助理 Logistics Specialist/Assistant物料经理 Materials Manager物料主管 Materials Supervisor采购经理 Purchasing Manager采购主管 Purchasing Supervisor采购员 Purchasing Specialist/Staff外贸/贸易经理/主管 Trading Manager/Supervisor外贸/贸易专员/助理 Trading Specialist/Assistant业务跟单经理 Merchandiser Manager高级业务跟单 Senior Merchandiser业务跟单 Merchandiser助理业务跟单 Assistant Merchandiser仓库经理/主管 Warehouse Manager仓库管理员 Warehouse Specialist运输经理/主管 Distribution Manager/Supervisor报关员 Customs Specialist单证员 documentation Specialist船务人员 Shipping Specialist快递员 Courier理货员 Warehouse Stock Management文字/艺术/设计 Writer/Editor/Creative Artist/Designer编辑/作家/撰稿人 Editor/Writer记者 Journalist / Reporter校对/录入 Proofreader/Data Entry Staff排版设计 Layout Designer艺术/设计总监 Creative/Design Director影视策划/制作人员 Entertainment Planning / Production导演 Director摄影师 Photographer音效师 Recording / Sounds Specialist演员/模特/主持人 Actor/Actress/Model/MC平面设计/美术设计 Graphic Artist/Designer纺织/服装设计 Clothing / Apparel Designer工业/产品设计 Industrial Designer工艺品/珠宝设计 Artwork/Jewelry Designer服务 Service美容/健身顾问 Exercise Coach/Fitness Trainer餐饮/娱乐经理 Banquet Services Manager宾馆/酒店经理 Reception Manager领班 Supervisor服务员 Service Staff营业员/收银员/理货员 Shop Clerk/Salesperson厨师 Chief/Cook导游 Tour Guide司机 Chauffeur/Driver保安 Security寻呼员/话务员 Paging Operator建筑/房地产 Construction/Real Estate建筑工程师 Architect结构/土建工程师 Structural Engineer电气工程师 Electrical Engineer给排水/暖通工程师 Drainage/HVAC Engineer工程造价师/预结算 Budgeting Specialist建筑工程管理 Construction Management工程监理 Engineering Project Supervisor室内外装潢设计 Decorator城市规划与设计 Urban Design/Planning建筑制图 CAD Drafter施工员 Construction Crew房地产开发/策划 Real Estate Development/Planning房地产评估 Real Estate Appraisal房地产中介/交易 Real Estate Agent/Broker物业管理 Property Management

As comprehensive and customer credit manager, and is responsible for business GeDai GeDai work and customer credit comprehensive examination and approval.Meanwhile, the Beijing participated in the preparation of peace branch. Responsible for credit, bank comprehensive position during the examination, credit information management positions, credit investigation, credit loan after a comprehensive management knowledge and understanding.Any personal loan client position, and learn personal mortgage customer reception, investigate and verify the knowledge and personal mortgage loan to the data collection and payment collection, GeDai, and customer information management, etc.Responsible for public customer manager, public credit market development and the work of examination and approval. Participated in the period of abnormity projects negotiation, the loan investigation, report and loan ChuZhang, the loan after management and customer maintenance work involving multiple industries, such as coal, IT, schools, trade, real estate, auto dealers materials, etc. Learn the traditional credit credit, trade finance, middle service (open, undertaking, silver JieShouHui) of public banking. Learn the bank's parents-in-law knowledge, perfect the marketing concept of risk, and has established good risk consciousness.Let the comprehensive, responsible and credit business administration and comprehensive work. CreditMeanwhile, participated in the Beijing WangJing subbranch preparation. Learn human management, logistics, bank, security, financial management, the branch office for tax, accounting, and guide the knowledge staff learn new jobs, credit comprehensive knowledge of new employees to public credit investigation, complete ChuZhang loan, after the loan management work.

表示职位的英文有：President、vice-president、general manager、branch manager、project manager、computer operator、salesperson、auditor等。

解析：

1、President

读音：英 ['prezɪdənt]  美 ['prezɪdənt]

n. (国家)总统；(公司)总裁；校长；总经理；社长

When the president of the company retired, the vice-president was elevated to his position.

该公司的总经理退休时,副总经理被提升为总经理。

2、vice-president

读音：英 [vaɪs 'prezɪdənt]   美 [vaɪs 'prezɪdənt]

n.副总裁，副校长

Their mouthpiece is the vice-president

他们的副总裁是他们的代言人。

3、general manager

读音：英 [ˈdʒenərəl ˈmænidʒə]   美 [ˈdʒɛnərəl ˈmænɪdʒɚ]

n.总经理

The general manager may have got steamed up about nothing

总经理可能是平白无故就生气了。

4、branch manager

读音：英 [brɑ:ntʃ ˈmænidʒə]   美 [bræntʃ ˈmænɪdʒɚ]

释义：分店经理

We can 't.The branch manager's not here.

我们做不了主。分行的经理不在这儿。

5、project manager

读音：英 [prəˈdʒekt ˈmænidʒə]   美 [prəˈdʒɛkt ˈmænɪdʒɚ]

项目管理人[经理]

With my experience and clients, I should be a project manager.

以我的经验和客户资源，我应该是项目经理。

6、computer operator

读音：英 [kəmˈpju:tə ˈɔpəreitə]   美 [kəmˈpjutɚ ˈɑpəˌretɚ]

计算机操作员

He is a computer operator.

他是个电脑操作员。

7、salesperson

读音：英 [ˈseɪlzpɜ:sn]   美 [ˈseɪlzpɜ:rsn]

释义：n.售货员

This salesperson is no longer working for this organization.

这名销售人员现在已经不再在这家公司工作了。

8、auditor

读音：英 [ˈɔ:dɪtə(r)]   美 [ˈɔdɪtɚ]

释义：n.审计员；查账员；听者；旁听生

The auditor has questioned the legality of the contracts.

审计员质疑这些合同是否合法。

对公客户经理: Sales Account Manager。

对公客户经理不仅仅要具备精湛的业务知识，如各种银行专业知识和金融知识，而且还要具备一个真正销售者的形象，如怎样做到让客户满意，与客户沟通的言行举止等，这就是我们通常所说的销售正能量。

银行客户经理制，已被西方商业银行证明是能够带来巨大管理效应的金融创新，它的一个重要作用在于有效地控制了银行的经营风险。我国在1997年年底就开始引入银行客户经理制，到目前为止，部分银行客户经理制并没有真正发挥其应有的功能。

随着银行间市场竞争的日益激烈，客户的争夺与维护以及客户关系价值最大化的业务份额成为银行间竞争的焦点。随着流程银行的推行，银行前后台业务逐渐科学化地整合，科学的营销制度必然选择银行竞争的主要策略——客户经理制。

因此，银行客户经理成为商业银行市场拓展的重要人力资源。其素质及技能的高低直接关系一家银行的市场营销的成败。 实施客户经理制是一项复杂的系统工程，是以客户为中心、以市场为导向、以效益为目标的集中体现，需要从“银行再造”的高度来认识。

银行再造中流程再造包括后台业务系统的集中、外移，前台以客户为中心经营模式的建立，电子银行分销渠道对传统银行网点、客户经理的补充、整合，客户关系管理，集约化经营等等。

相对于其他内容，客户经理制由于更能体现银行追求价值最大化的核心理念，更能突出客户价值导向的特征，再加上它是一个外向、开放的系统，富于人文色彩，客户经理制不仅成为了商业银行市场营销和客户拓展的主要经营模式，同时客户经理队伍建设在商业银行经营管理中也起着举足轻重的作用。

参考资料来源：百度百科-银行客户经理

有前途！银行客户经理(BCM)可说是银行与客户交流的桥梁，工作主要是以客户为中心，处理客户存贷款及其它中间业务，并负责维护客户关系。但如果想成为出色的银行客户经理，就要有较强的公关能力和系统的营销策略，强烈的服务意识，能够积极调动商业银行的各项资源为客户提供全方位、一体化的服务。由于客户经理手中掌握着丰富的客户资源，并具备较高的业务素质和客户服务能力，所以薪资待遇相当不错。尤其对于银行来说，由于其他金融机构和银行之间的激烈竞争，开发并稳定储户便显得十分重要。从长远来看，客户经理发展前景也非常看好。其一般是由银行信贷员发展而来银行的客户经理一般分为个人客户经理，公司客户经理和信贷客户经理！个人客户经理是指为客户提供特色服务，营销金融产品，发展优良客户群体和处理与客户关系的专门人员，其服务的对象主要是收入高、资产多的该行基本客户。公司客户经理主要是处理对公业务这方面，找到新的公司，在银行开户，代发工资，拉存款等业务。信贷客户经理是进行信贷管理，服务贷款客户的，是银行的一个很重要的岗位，坏账率就是从信贷经理手里面一点点积累的，作为信贷经理，要严格控制风险。

想进银行压力是必须要承受的，根据各个地方的不同，各家银行的不同，或许有些差异，但是距离大多说人认为的银行员工就是坐在空调屋里数钱的观念还是相距蛮远的。每天早出晚归起早贪黑，早晨训话、晚上开会、专业考试、业务培训、存款任务、技术比赛、义务加班更不用说。小额贷款客户经理主要负责个人类小额贷款，贷前调查、贷时审查、贷后调查全程办理，万一碰到个赖皮户还得还他纠缠，像个私家侦探似的打听他的行踪，上门入户催收贷款，要不回来就得自己承担责任，轻则限期收回，重则下岗清收，上面每天冲你要这个报表那个报表，烦都烦死了。

银行的客户经理也是非常有前途的。客户经理一般有三条路：（1）一直做客户经理：客户经理助理→客户经理→高级客户经理助理→高级客户经理→私人银行顾问，需要 5 年以上的时间，随着级别的不断升高，工资收入也不断提高，管理的客户也是不断的高端起来，主要靠专业知识推动业绩增长来增加收入 ，但是就一直在支行工作，受支行行长的管理。（2）竞聘支行行长：支行的行长一般 3 年就要换一次，而且每年总有行长因为业绩不佳被开牌，所以如果你喜欢做领导，通常有 3 年的工作经验之后，就可以去参加每年的支行长竞聘。 （3）向省分行的相关部门发展：比如对私客户经理就去私人金融部，对公客户经理就去公司业务部，零贷客户经理就去信贷部，然后在这些部门做成领导。

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