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信用卡英语词汇整理及详解
出国在外，用的最多就是信用卡了，所以掌握一些关于信用卡的英语词汇十分有必要，下面就和我一起来学习学习吧!
New Words
credit n.
card n.
expense n.
rectangular adj.
plastic adj.
authorize vt.
charge vt., vi. ;n.
collect vt.
force vt.
interest n.
unpaid adj.
afford v.
单词
信用, [财务]贷方, 银行存款
纸牌, 卡片
费用, 开支
矩形的
塑胶的, 塑造的
授权，委托
vt., vi.要价;要人支付;收费
n.费用;花费
收款;收账
强制, 强加
利息
未付款的, 不受报酬的
买得起;能提供，能给予
Phrases and Expressions
pay cash
write checks
at one time
on credit
短语与词组
付现金
开支票
一次
凭信用;赊购
Notes
1.credit card信用卡
credit n.reputation for solvency and integrity entitling a person to be trusted in buying or borrowing:
信用：给予某人的证明，其在买入或借款时可以信任的在清偿能力和诚实上的声誉
例：You should have no trouble getting the loan if your credit is good.
如果你信誉良好，要取得这笔贷款就没有什么问题了
2.More and more they pay for things with credit cards.他们越来越多地用信用卡来支付购物款。
此句是倒装句，强调more and more (moneys)。正常语序为They pay more and more…。
3.This authorizes the store to charge the bank for the customers purchase.这就授权商店向银行收取客户的购物款。
charge v.①to hold financially liable; demand payment from使有责任还钱;要求支付：
例：charge her for the balance due
让她支付欠款
②to set or ask (a given amount) as a price索价，要价：要(定量的.钱)作为收费：
例：charge ten dollars for a haircut
理一次发要价十美元
New Words
credit n.
card n.
income n.
available adj.
popular a.
charge vt.;n.
cost n.
purchase vt.;n.
extra a.
sponsor vt.
bill n.
pioneer n.
respectively adv.
matter n.
replace vt.
individual n.
business n.
单词
信任, 信用
纸牌, 卡片
收入, 收益
可用到的, 可利用的
通俗的, 流行的, 受欢迎的
vt.记帐 n.费用
成本, 价钱
买, 购买
额外的, 不包括在价目内的
发起, 主办
帐单
先驱, 倡导者
分别地, 各个地
事件, 问题
取代, 代替
个人, 个体
企业;工商企业
Phrases and Expressions
credit card
work record
apply for
American Express
VISA
Master Charge
service charge
短语与词组
信用卡
工作纪录
申请
美国运通卡
维萨卡
万事达卡
服务费，手续费
Notes
1.If you have a credit card, you can buy a car, eat a dinner, take a trip, and even get a haircut by charging the cost to your account.如果你持有信用卡，只要记一下账，你就可以买汽车、旅行甚至理发
(1)take a trip旅行
(2)get a haircut理发
(3)by charging the cost to your account是介词短语，在句中作状语。
charging…(to)是动名词，做介词by的宾语。
charge vt.to postpone payment on (a purchase) by recording as a debt赊购：记帐以推迟对(购买)的付款
例：paid cash for the stockings but charged the new coat.
袜子付了现金但又赊购了一件新外套
2.This, of course, can be a problem, if you charge more than you can pay for.当然，如果你的账单金额超出了你的支付能力，这就成问题了。
(1)you charge more than you can pay for是由(more)…than…引导的比较状语从句。
3.Many of us believe that it will only be a matter of time before credit cards replace cash and checks for both individuals and businesses.我们许多人相信，信用卡代替现金，取代个人支票和企业支票只是一个时间问题。
(1)(Many of us believe) that it will only be…是由that引导的宾语从句。
believe vt.to expect or suppose; think期望，料想;认为
例：I believe they will arrive shortly.
我想他们马上就到
(2)matter n.a subject of concern, feeling, or action考量，事物：关心、感情或行为的承受者
例：This is a matter of foreign policy.
这是外交政策的问题。
(3)check n.a written order to a bank to pay the amount specified from funds on deposit; a draft.支票：给银行从存款中支付具体款项的书面支票;汇票
考小拉考小花
信用卡(CreditCard)，就是银行提供给用户的一种先消费后还款的小额信贷支付工具，是银行或其它财务机构签发给那些资信状况良好的人士，用于在指定的商家购物和消费、或在指定银行机构存取现金的特制卡片，是一种特殊的信用凭证。我为大家整理了信用卡相关英语词汇，希望对你有帮助哦!
信用卡相关英语词汇：
issuing bank 发卡银行
annual fee 年费
credit line/limit信用额度
interest rate 利率
monthly statement 月结单
balance transfer 信用卡余额代偿
available credit line /limit 可用信用额度
APR=annual percentage rate 年利率
activate a card 开卡
reward program 积点回馈
point 红利积点
cash advance 预借现金
credit card 信用卡
affinity card 认同卡
platinum card白金卡
student card 学生卡
preferred card/gold card 金卡
value card 储值卡
classic card 普卡
co-branded card 联名卡
supplementary card 附属卡
debit card 转账卡
ATM card 金融卡
charge card 签帐卡
cash advance card 现金卡
corporate card 商务卡、公司卡
MID / merchant id [商户号]
TID / terminal id [终端号]
POS ID [POS号]
BATH NO. [批次号]
TRACE NO. [查询号]
REF NO. [序号]
AUTH CODE [授权号]
信用卡词汇解释：
可用信用额度(AvailableCredit)：指可用于购物消费、现金垫款(CashAdvance)和余额转结(BalanceTransfer)的信用额度。
余额转结(BalanceTransfer)：该业务能让您以较低的成本从一张信用卡提取结余，用以清偿另外一张信用卡的欠费。
现金垫款(CashAdvance)：指可以用信用卡在自动取款机上支取现金。
认同卡(AffinityCard)：即银行与第三方联合发行的卡，其中第三方可以从每次交易获得增值利益。例如，大学、职业机构或者校友会可以从成员的认同卡交易中获得一定比例的利益。
年费(AnnualFee)：有些信用卡要付年费，无论你是否使用都要付，从25、50、100元不等。而“金卡”和“白金卡”的年费则高达几百元。
年利率(APR)：指信用卡上贷款的年利率。如果你每月都按时偿付了所欠的余额，一般就不用再交钱了，即为无息贷款;否则APR适用于每个月未付清的余额款项。
信用卡验证(Authorization)：当你进行交易付款时，就要向对方出示信用卡或帐号，信用卡验证记录了你的可用信用额度，确保在交易时及时提供信用支持。
YXRS游戏人生
----Kinds of L/C 1. revocable L/C/irrevocable L/C 可撤销 信用证 /不可撤销信用证2.confirmed L/C/unconfirmed L/C 保兑信用证/不保兑信用证3.sight L/C/usance L/C 即期信用证 / 远期信用证 4.transferable L/C(or)assignable L/C(or)transmissible L/C /untransferable L/C 可转让信用证/不可转让信用证5.divisible L/C/undivisible L/C 可分割信用证/不可分割信用证6.revolving L/C 循环信用证7.L/C with T/T reimbursement clause 带电汇条款信用证 8.without recourse L/C/with recourse L/C 无追索权信用证/有追索权信用证9.documentary L/C/clean L/C 跟单信用证/光票信用证10.deferred payment L/C/anticipatory L/C 延付信用证/预支信用证11.back to back L/Creciprocal L/C 对背信用证/对开信用证12.traveller's L/C(or:circular L/C) 旅行信用证信用证有关各方名称----Names of Parties Concerned 1. opener 开证人(1)applicant 开证人（申请开证人）(2)principal 开证人（委托开证人）(3)accountee 开证人(4)accreditor 开证人（委托开证人）(5)opener 开证人(6)for account of Messrs 付（某人）帐(7)at the request of Messrs 应（某人）请求(8)on behalf of Messrs 代表某人(9)by order of Messrs 奉（某人）之命(10)by order of and for account of Messrs 奉（某人）之命并付其帐户(11)at the request of and for account of Messrs 应（某人）得要求并付其帐户(12)in accordance with instruction received from accreditors 根据已收到得委托开证人得指示2.beneficiary 受益人 (1)beneficiary 受益人 (2)in favour of 以（某人）为受益人(3)in one's favour 以……为受益人 (4)favouring yourselves 以你本人为受益人3.drawee 付款人（或称受票人，指汇票） (1)to drawn on (or :upon) 以（某人）为付款人(2)to value on 以（某人）为付款人 (3)to issued on 以（某人）为付款人4.drawer 出票人5.advising bank 通知行 (1)advising bank 通知行 (2)the notifying bank 通知行 (3)advised through…bank 通过……银行通知(4)advised by airmail/cable through…bank 通过……银行航空信/电通知6.opening bank 开证行(1)opening bank 开证行 (2)issuing bank 开证行 (3)establishing bank 开证行7.negotiation bank 议付行(1)negotiating bank 议付行(2)negotiation bank 议付行 8.paying bank 付款行 9.reimbursing bank 偿付行 10.the confirming bank 保兑行Amount of the L/C 信用证金额1. amount RMB￥… 金额：人民币2.up to an aggregate amount of Hongkong Dollars… 累计金额最高为港币……3.for a sum (or :sums) not exceeding a total of GBP… 总金额不得超过英镑……4.to the extent of HKD… 总金额为港币……5.for the amount of USD… 金额为美元……6.for an amount not exceeding total of JPY… 金额的总数不得超过……日元的限度----- The Stipulations for the shipping Documents 1. available against surrender of the following documents bearing our credit number and the full name and address of the opener 凭交出下列注名本证号码和开证人的全称及地址的单据付款2.drafts to be accompanied by the documents marked(×)below 汇票须随附下列注有（×）的单据3.accompanied against to documents hereinafter 随附下列单据4.accompanied by following documents 随附下列单据5.documents required 单据要求6.accompanied by the following documents marked(×)in duplicate 随附下列注有（×）的单据一式两份7.drafts are to be accompanied by… 汇票要随附（指单据）…… ----Draft(Bill of Exchange) 1.the kinds of drafts 汇票种类(1)available by drafts at sight 凭即期汇票付款(2)draft(s) to be drawn at 30 days sight 开立30天的期票(3)sight drafs 即期汇票(4)time drafts 远期汇票2.drawn clauses 出票条款（注：即出具汇票的法律依据）(1)all darfts drawn under this credit must contain the clause “Drafts drawn Under Bank of…credit No.…dated…” 本证项下开具的汇票须注明“本汇票系凭……银行……年……月……日第…号信用证下开具”的条款(2)drafts are to be drawn in duplicate to our order bearing the clause “Drawn under United Malayan Banking Corp.Bhd.Irrevocable Letter of Credit No.…dated July 12, 1978” 汇票一式两份，以我行为抬头，并注明“根据马来西亚联合银行1978年7月12日第……号不可撤销信用证项下开立”(3)draft(s) drawn under this credit to be marked：“Drawn under…Bank L/C No.……Dated (issuing date of credit)” 根据本证开出得汇票须注明“凭……银行……年……月……日（按开证日期）第……号不可撤销信用证项下开立”(4)drafts in duplicate at sight bearing the clauses“Drawn under…L/C No.…dated…” 即期汇票一式两份，注明“根据……银行信用证……号，日期……开具”(5)draft(s) so drawn must be in scribed with the number and date of this L/C 开具的汇票须注上本证的号码和日期(6)draft(s) bearing the clause：“Drawn under documentary credit No.…(shown above) of…Bank” 汇票注明“根据……银行跟单信用证……号（如上所示）项下开立”---Invoice 1. signed commercial invoice 已签署的商业发票(in duplicate 一式两 in triplicate 一式三份 in quadruplicate 一式四份 in quintuplicate 一式五份 in sextuplicate 一式六份 in septuplicate 一式七份 in octuplicate 一式八份 in nonuplicate 一式九份 in decuplicate 一式十份)2.beneficiary's original signed commercial invoices at least in 8 copies issued in the name of the buyer indicating (showing/evidencing/specifying/declaration of) the merchandise, country of origin and any other relevant information. 以买方的名义开具、注明商品名称、原产国及其他有关资料，并经签署的受益人的商业发票正本至少一式八份3.Signed attested invoice combined with certificate of origin and value in 6 copies as reuired for imports into Nigeria. 以签署的，连同产地证明和货物价值的，输入尼日利亚的联合发票一式六份4.beneficiary must certify on the invoice…have been sent to the accountee 受益人须在发票上证明，已将……寄交开证人5.4% discount should be deducted from total amount of the commercial invoice 商业发票的总金额须扣除4%折扣6.invoice must be showed: under A/P No.… date of expiry 19th Jan. 1981 发票须表明：根据第……号购买证，满期日为1981年1月19日 7.documents in combined form are not acceptable 不接受联合单据8.combined invoice is not acceptable 不接受联合发票Bill of Loading --- 提单 1. full set shipping (company's) clean on board bill(s) of lading marked "Freight Prepaid" to order of shipper endorsed to … Bank, notifying buyers 全套装船（公司的）洁净已装船 提单 应注明“运费付讫”，作为以装船人指示为抬头、背书给……银行，通知买方2.bills of lading made out in negotiable form 作成可议付形式的 提单 3.clean shipped on board ocean bills of lading to order and endorsed in blank marked "Freight Prepaid" notify: importer(openers,accountee) 洁净已装船的提单空白抬头并空白背书，注明“运费付讫”，通知进口人（开证人）4.full set of clean "on board" bills of lading/cargo receipt made out to our order/to order and endorsed in blank notify buyers M/S … Co. calling for shipment from China to Hamburg marked "Freight prepaid" / "Freight Payable at Destination" 全套洁净“已装船”提单/货运收据作成以我（行）为抬头/空白抬头，空白背书，通知买方……公司，要求货物字中国运往汉堡，注明“运费付讫”/“运费在目的港付”5.bills of lading issued in the name of… 提单以……为抬头6.bills of lading must be dated not before the date of this credit and not later than Aug. 15, 1977 提单日期不得早于本证的日期，也不得迟于1977年8月15日7.bill of lading marked notify: buyer,“Freight Prepaid”“Liner terms”“received for shipment” B/L not acceptable 提单注明通知买方，“运费预付”按“班轮条件”，“备运提单”不接受8.non-negotiable copy of bills of lading 不可议付的提单副本-----Certificate of Origin 1.certificate of origin of China showing 中国产地证明书 stating 证明 evidencing 列明 specifying 说明 indicating 表明 declaration of 声明2.certificate of Chinese origin 中国产地证明书3.Certificate of origin shipment of goods of … origin prohibited 产地证，不允许装运……的产品4.declaration of origin 产地证明书（产地生明）5.certificate of origin separated 单独出具的产地证6.certificate of origin "form A" “格式A”产地证明书7.genetalised system of preference certificate of origin form "A" 普惠制格式“A”产地证明书
